Insurance Claim Contractor in Modesto

Restoration and Insurance Claims

Whether it’s storm damage, water issues, or another insurance rehab projects, we can help you navigate insurance claims and the construction process to make it smooth and easy. We handle the complexities and guide you through each step to help you get the best possible results after any home damage incidents.Learn more about working with our team of experienced restoration contractors for insurance claims.

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What We Do

Our Services

Custom Homes

Build your dream home from the ground up. We work with homeowners who want to be involved in the design, taking your vision and making it reality.

Renovations & Remodels

Whether you need a whole home renovation or just a kitchen and bath remodel, we can take existing spaces and make them feel brand new.

Insurance Rehabilitation

We specialize in working with insurance companies when you have issues at your home — from water damage to roof repair, our expertise has you covered.

Storm Damage Repair

When the unthinkable happens, we are here to help restore your property and home back into livable condition.

See Our Results

Our Work

Apartment

Ripon, CA

5045 Lakeshore Drive

Copperopolis, CA

Our Values

Why S&K

01

Flexibility

Whether you have blueprints in hand or need help from the ground up, we adapt to the situation — offering the support you need, tailored to your goals.

02

Proven Track Record

With over 4 decades of success, you can trust that we have the experience to get jobs done efficiently, with high-quality results.

03

Integrity

No surprises — just clear communication. We provide upfront pricing, detailed scope, and transparency throughout our process.

04

Expertise

Our deep knowledge makes us an expert resource in challenging situations, whether it's a new build or insurance claims and reconstruction work.

05

Community Focus

We like to give back by being involved in local non-profits like Crossroads Church, Ducks Unlimited, and the Quarterback Club

How to Work With Your Insurance Claim Contractor in Modesto

When the unthinkable happens and your home incurs sudden or accidental loss, you’ll probably feel overwhelmed. The first step is to contact your insurance company and submit a claim immediately. Your insurance provider will help you with the first steps and can help you understand what type of insurance restoration contractor you will need to hire. Once you hire a contractor, you should expect them to guide you through the rest of the process for repairs. It’s typical that an insurance adjuster will give you an estimate — we can work directly with your insurance provider to agree upon the specific details of the repair. You won’t hav to worry, we’ve got your covered.

Need Answers?

Modesto Insurance Restoration FAQs

We most often see claims for water damage, like if a pipe bursts, wind or hail damage for roofs, storm damage and wildfire damage. When we handle these claims, we ensure your property is restored and we work to prevent future risks. To learn more about our insurance claim contractors, get in touch.

Standard home insurance policies cover sudden or accidental losses — so repairing your home after a tree falls on it will likely be covered, but repairing faulty workmanship will not be covered. It’s important to work with your insurance company to determine eligibility before you start a project. We can help you understand whether a project may be eligible for coverage when we have your first consultation. 

Yes, we will help you navigate the entire process, from start to finish. There may be some actions you are required to take as the homeowners, but we are here to guide you and help you maximize your benefits and get the best results possible within your coverage. 

Your insurance company might tell you they have preferred partners, and the list of insurance contractors varies from provider to provider. The most important thing to know is that you legally do not have to work with a preferred partner. We are happy to be considered a partner to many insurance providers, but we can still help you with your covered repairs even if we are not!  

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